Comments on: Workers at Home: Thriving on One Income

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By: Danielle A

Danielle A — Fri, 29 Apr 2011 02:25:41 +0000

Thank you so much Maura! I really appreciate your comment. I feel like the encouragement is from God through you. I realize I don’t need a lot, we don’t. It is my fear of being a stay at home mom, and being on one income…but there are countless testimonies that display God’s love in providing for families when following his ways. With God, we can do it! Again, thank you so much for your encouragement, and the proof that having a family no matter the money amount is possible!

By: Maura

Maura — Thu, 28 Apr 2011 21:05:12 +0000

Danielle A ~
Living within your means is key to financial freedom in life especially when you have young children. We don’t all get to have the mansion on the lake and drive Mercedes and BMWs so don’t live life trying to *keep up with the Jones’*. Don’t get caught up in all the cute babies trends either. A car seat, stroller, and crib are the basics for starting out. Sure, a changing table is nice, but not a necessity. The floor or bed work just fiine. Your child doesn’t need 20 cute outfits. There are so many baby gadgets and items out there they we think we just have to have as a first-time mom, but in reality we don’t. When I look back at our incomes and expenses when the children were little, we were poor, but because we didn’t live outside of our means, we felt just fiine. Sure, no vacations, no dinner out, and no extra items for the home, but we made do. You can too!

By: Danielle A

Danielle A — Thu, 28 Apr 2011 20:32:55 +0000

This post is so inspiring to me! As a wife who is thinking of starting a family…my husband too, I get down about how hard it may be. Right now we are both working, and so we are on two incomes, and at that we don’t make that much as some others would. We live in a two bedroom apartment, and live simple as possible now. But to bring a life is daunting…questions like “do we need a house?, Do we have enough room?” and many more. You just made impression that no matter what it is about faith in God, and living within our means. Thank you, I have hope!

By: Rebekah

Rebekah — Wed, 01 Jul 2009 18:28:43 +0000

So good to hear that others are taking a simpler approach to life as well! When my husband and I first married two years ago, we weren’t major spenders – but we weren’t on a tight budget either. We both had comfortable jobs with cushy benefits and plenty of money to spend and save. And then – SURPRISE!I found out that I was pregnant. EVERYTHING changed. I continued to work until I was nearly nine months pregnant, but instead of my income being our “fun money,” almost every dollar I made went straight to savings. Before we married, we had agreed that me staying home with our children was priority over lifestyle comforts.

At first, this was tough for me. But now clipping coupons, carefully laying aside money for rent every month and “shopping” our closet for “new” outfits is our new normal. I’m actually surprised by how much we can do without and not really even miss the little luxuries. We don’t subscribe to cable, we don’t buy movie tickets, we don’t buy new clothes (unless they are deeply discounted), we limit eating out and have “date night” at home with ice cream and a DVD (often one we already own!).

Instead of mourning the loss of our more lux lifestyle, we try to see the fun in shopping bargains and spending as little money as possible. Staying home with my precious daughter is worth above and beyond the little sacrifices we have to make!

By: Vehement Flame

Vehement Flame — Fri, 23 Jan 2009 15:11:05 +0000

This was such an encouraging post. My husband and I decided to start of the new year right and be debt free. We want to try to build a home someday soon, but we want to pay for a majority of the cost up front. We have an HSA as well and we started putting money into a savings account. I am nervous this year about being a good manager of the finances- but I know God will give me the wisdom.We are a one income family of 5. My husband took a major pay cut ~2 years ago so he could work from home. He was traveling and gone4 days a week! I became a homemaker when we got married, even though my job pays more than his. Its not about the money!!!! God has called me to serve my husband and my children! It doesn’t make sense to me to leave my family in the hands of the government while I pursue a “career”. I loved all of your tips on cutting costs…thank yoou for sharing!

By: Carrie @ The Thrifty Oreganic

Carrie @ The Thrifty Oreganic — Fri, 23 Jan 2009 06:58:09 +0000

This is such an awesome post!

I am also blessed to be a SAHM, although I do tutor a few hours a week (in my home usually and sometimes away, while my children are either with me or with dad/grandma for a short time!)

My husband and I have chosen to live *below* our means, which is why I can stay home. My husband is blessed with a job that provides great health insurance and benefits, and we are grateful for that. Part of living below our means is having only what is needful.

A few years ago we, like Michele, sold our second car (which we owned outright) in order to pay down more or our mortgage. We have no debt (other than our mortgage) which is due to my husband’s self-sacrificial “15-year plan” for college (work and save for school, go to school till you run out of $$$, go back to work, etc. repeat until degree is earned). That wasn’t easy, but now we don’t have to worry about college debt.

We own a very small, modest condo which we bought a few years ago. It’s less than 900 square feet, hardly fit for a “growing family”, but like Michele, my husband and I sleep out on a futon in the living room so our kids can each have their own rooms (to better faciliate sleep!)

We don’t take vacations and our entertainment is home-based (books, knitting, games, family time). We have only cell phones, no “land line” (which I don’t necessarily think is better, but it does totally save not paying for both). We walk as much as we can to parks, to church, to the store. We save car trips for a few times a week only in order to save on gas.

All clothes are second-hand, I don’t get my hair done; I keep a style that doesn’t require regular “maintainance”. I avoid stores in general (unless it’s for groceries) so that I’m not tempted.

I constantly try to make my space work for our family. My only complaint is my small kitchen, but I make it work. I just try to be thankful for all things and consider that what I have is so much more than most of the world !

I am so inspired by Michele and all the other bloggers like Lindsay who are living this way of life out! I totally believe God empowers and inspires women to do this life-giving work in the home!